Plain-English guides on bookkeeping, taxes, receipts and cash flow.
Why mixing business and personal spending costs you money at tax time, and a simple system to keep the two apart from day one.
6 min read →Problem awarenessA practical, low-effort system for freelancers and independent contractors to track income and expenses all year, without a spreadsheet marathon in April.
6 min read →Who has to pay estimated taxes, the four due dates, the safe harbor rules that prevent penalties, and a step-by-step way to calculate each payment.
8 min read →EducationWhich receipts and records a small business should keep, what the IRS requires, how long to keep them, and the easiest way to store them.
6 min read →EducationA checklist and timeline for getting your records ready for tax season, so filing takes hours instead of weeks.
7 min read →EducationThe bookkeeping basics every self-employed person needs: accounts, categories, monthly reconciliation, reports, and how to keep your own money straight.
7 min read →EducationHow to forecast cash flow for a small business: what to include, a simple 13-week method, how to build scenarios, and how to act on the numbers.
7 min read →See every account, bill, budget, debt and goal in one place, and know where you stand today.
Learn more →Run invoices, expenses, bills and reports for each business, and keep your household finances one click away.
Learn more →Keep business and personal money apart, capture every deduction, and know what to set aside for taxes.
Learn more →Ledger works out what to set aside each quarter from your actual business profit, so payments are not a guess.
Learn more →Take a picture of a receipt and Ledger fills in the details and attaches it to the right transaction.
Learn more →Send invoices, follow what is owed, and see how it changes your cash flow, all next to your expenses.
Learn more →Separate books for you and each business, with one login and one combined picture when you want it.
Learn more →Ledger finds your repeating income and bills and projects your balance forward, so a shortfall is no surprise.
Learn more →Budgets, bills, savings goals, debts and credit for the way your household actually spends and saves.
Learn more →Every purchase lands in the right place, personal or business, with a category and a receipt behind it.
Learn more →Accounts, investments, property, vehicles, loans and cards roll into one number you can watch change.
Learn more →See what is due, what is left in each budget, and what repeats, all on one calendar.
Learn more →Store the papers behind your finances once, find them in seconds, and see the key details at a glance.
Learn more →Keep every contractor, payment and tax ID in one place, and print forms when year end arrives.
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