A finance app for freelancers and side-hustlers
Keep business and personal money apart, capture every deduction, and know what to set aside for taxes.
What you get
Business and personal, kept apart
Mark each account as personal or business and every report follows.
Receipts and mileage
Snap receipts, log business trips, and gather deductible expenses by category.
Quarterly estimates
The Estimated Tax page uses your real profit to show what to set aside, with due dates and reminders.
1099 organization
Track the contractors you pay and print 1099-NEC forms at year end.
Cash-flow visibility
See bills, invoices and paychecks on one calendar, and a forecast of the weeks ahead.
Ready for tax time
Reports and a guided return interview prepare your information for review by you and your tax professional.
How it works
- Mark your accounts as business or personal.
- Let receipts and transactions fill your categories.
- Check the Estimated Tax page each quarter.
Why people trust Ledger
- Built by a developer who runs several businesses
- Tax reports organized by category
- 7-day free trial
Read more about who builds Ledger, our privacy policy and terms.
Common questions
Does Ledger calculate quarterly estimated taxes?
Yes. It estimates self-employment and income tax from your business profit and shows safe harbor amounts and due dates. Estimates depend on the information you enter.
Can I track mileage?
Yes. The mileage log records trips and the deduction they support.
Go deeper
- Guide: How to track expenses as a freelancer
- Guide: How to separate business and personal expenses
- Comparison: Ledger vs. QuickBooks
- Security: How Ledger protects your data
Ledger organizes your information and prepares it for review. Estimates and forecasts depend on the information you enter. Review tax information with a qualified professional.