Small business finance software that also keeps your personal money in view
Run invoices, expenses, bills and reports for each business, and keep your household finances one click away.
What you get
Invoices and payments owed
Create invoices, email them, and see who owes you and how late.
Profit and loss, balance sheet, cash flow
Financial statements are built from your own transactions and are always current.
Receipts matched to spending
Photograph a receipt and Ledger reads it and attaches it to the right transaction.
Bills and recurring expenses
Track what the business owes, when, and what repeats.
Year-end records
Track contractors and employees and print 1099-NEC and W-2 forms.
Up to 20 businesses
Each business has its own accounts, categories and reports, separate from your personal profile.
How it works
- Add a business and its accounts.
- Categorize transactions and attach receipts.
- Send invoices, watch cash flow, and run your statements at month end.
Why people trust Ledger
- Separate data for each business
- Reports to hand to your tax preparer
- 7-day free trial, then $14.99 a month
Read more about who builds Ledger, our privacy policy and terms.
Common questions
Can I run more than one business?
Yes. Ledger supports a personal profile and up to 20 businesses, each kept separate.
Does Ledger create financial statements?
Yes: profit and loss, balance sheet and cash flow, built from the transactions you record.
Go deeper
- Guide: Personal bookkeeping for self-employed people
- Guide: Cash-flow forecasting for a small business
- Comparison: Ledger vs. QuickBooks
- Security: How Ledger protects your data