A personal finance app that shows your whole picture
See every account, bill, budget, debt and goal in one place, and know where you stand today.
What you get
Every account in one view
Connect checking, savings, cards and loans, or enter them by hand, and see balances and transactions together.
Budgets and goals
Set monthly budgets and savings goals, and see what is left in each category as the month goes.
Bills and subscriptions
Repeating bills and subscriptions are found for you, and the Money Calendar shows what is due and when.
Net worth over time
Assets, investments, debts and credit scores add up to a net worth you can watch change.
Debt payoff planning
Compare payoff orders and see the date you could be debt free.
Documents and receipts
Keep policies, certificates and receipts with the records they belong to.
How it works
- Create your account and add your accounts.
- Let Ledger sort your transactions and find your repeating bills.
- Set a budget and a goal, then check your dashboard each week.
Why people trust Ledger
- Bank connections through Plaid, or manual entry
- Data encrypted with AES-256 and passwords hashed with Argon2id
- 7-day free trial, then $14.99 a month or $119.99 a year
Read more about who builds Ledger, our privacy policy and terms.
Common questions
Can I use Ledger without connecting my bank?
Yes. You can enter accounts and transactions by hand or import statements.
How much does Ledger cost?
After a 7-day free trial, Ledger is $14.99 a month or $119.99 a year.
Go deeper
- Guide: How to organize your finances for tax season
- Comparison: Ledger vs. YNAB
- Security: How Ledger protects your data